Real estate appraisal services for homeowners in the city of Fountain Valley and Orange County
The top 7 reasons why CA homeowners use Chris Peterson:
Own a home in or near Fountain Valley, CA and need help deciding the value of it?
At Chris Peterson, we understand the particular needs of a homeowner after appraisal services. Our customary business clients get the appraisal process and the usual "products" we deliver to them. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Chris Peterson are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value report than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. Chris Peterson is experienced in helping consumers just like you rid themselves of unneeded PMI insurance.
Challenge Orange county's assessment of your property
Your local tax assessor may have your home overvalued if you live in a local area that is declining. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. An expert appraisal from Chris Peterson is your perfect weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow angle. Chris Peterson can provide you with a professional appraisal that will help you reinstate your home equity line of credit.
Need Field and Desktop Appraisal Review Services?
Do you need a seasoned expert to double-check your appraisal for precision, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Chris Peterson can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Chris Peterson can help you with that. Even though this is usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.